The 2021 Honda Ridgeline
About 5 years old. Here is where its factory coverage stands and which milestone is next.
Factory coverage, as of this year
Honda has generally covered vehicles of this era for 3 years or 36,000 miles bumper to bumper, and 5 years or 60,000 miles on the powertrain.
Bumper to bumper
Likely expired
On the calendar this term ran out around 2024.
Powertrain
Likely expired
On the calendar this term ran out around 2026.
Confirm this, do not trust it. Warranty terms vary by model year, trim, and market, and coverage runs from the date the vehicle was first sold rather than the model year. The only reliable answer comes from Honda with your VIN. This page tells you what to expect and what to ask.
Where the odometer sits
At an average 12,000 miles a year, a 2021 example is somewhere around 60,000 miles today. Yours could be well under that or well over it, and on this question mileage matters more than the calendar.
The next milestone from there is 100,000 miles. Here is what changes at each one.
Timing belt or timing chain?
The mainstream engines in this line use a timing belt. That means there is a published replacement interval and it is not a suggestion. This is the one item on a maintenance schedule where skipping it can destroy an engine outright, and it is also the one that is genuinely schedulable, so it should be a date on your calendar rather than a surprise.
Confirm it for your own engine before acting on it. A dealer parts counter will answer the question free if you give them the VIN. How to tell which one you have, and when it is due.
What to know about this model line
Offered with a single mainstream powertrain across this generation: a 3.5 liter naturally aspirated V6 paired with a conventional torque converter automatic, a six speed through roughly the 2019 model year and a nine speed from about 2020 forward. Front wheel drive and Honda's i-VTM4 all wheel drive were both offered in the earlier part of the run, with all wheel drive standard on later years, depending on year and trim.
- This V6 family drives its camshafts with a belt rather than a chain, which makes timing belt replacement a scheduled calendar and mileage item rather than a lifetime part. It is the largest single planned service on the vehicle, and confirming whether it has already been done is one of the most useful things an owner can establish about a specific truck.
- The water pump and other accessory items sit behind the same cover as the timing belt, so owners typically plan those as one combined service rather than two separate visits. Budgeting for the bundle rather than the belt alone is the more realistic number.
- All wheel drive examples add a rear differential and transfer unit with their own fluid services that a front wheel drive example does not have, and later years are all wheel drive as standard, so the maintenance calendar is slightly longer on those trucks.
These are planning notes about how this model line is built, not a claim about any individual vehicle. Two examples of the same year can be in completely different condition, and maintenance history tells you more than the badge does.
This one is on you now
Both factory terms have most likely run out on a vehicle this age, which means every repair from here is yours. That is not a reason to panic and it is not automatically a reason to buy anything. It is a reason to know the number.
The question worth answering is not whether coverage pays off on average. It is what a four thousand dollar repair estimate would mean for you specifically. If that goes on a credit card, a service contract is doing something real. If it comes out of savings without much pain, self insuring is a perfectly sound choice and nobody should push you off it.
One timing note, because it decides more than anything else here: every legitimate service contract excludes pre existing conditions and has a waiting period, usually around 30 days. Coverage is a plan while the vehicle is working, and it is unavailable once it is not.
See what coverage looks like for yours
Takes about 30 seconds and does not obligate you to anything.