The 2016 Chrysler 200
About 10 years old. Here is where its factory coverage stands and which milestone is next.
Factory coverage, as of this year
Chrysler has generally covered vehicles of this era for 3 years or 36,000 miles bumper to bumper, and 5 years or 60,000 miles on the powertrain.
Bumper to bumper
Likely expired
On the calendar this term ran out around 2019.
Powertrain
Likely expired
On the calendar this term ran out around 2021.
Confirm this, do not trust it. Warranty terms vary by model year, trim, and market, and coverage runs from the date the vehicle was first sold rather than the model year. The only reliable answer comes from Chrysler with your VIN. This page tells you what to expect and what to ask.
Where the odometer sits
At an average 12,000 miles a year, a 2016 example is somewhere around 120,000 miles today. Yours could be well under that or well over it, and on this question mileage matters more than the calendar.
The next milestone from there is 150,000 miles. Here is what changes at each one.
Timing belt or timing chain?
The mainstream engines in this line use a timing chain. A chain is generally designed to last the service life of the engine, which is why chain engines usually carry no timing entry on the maintenance schedule at all. That is good news and it is not a guarantee: a chain still depends on oil, and neglected oil changes are the thing that shortens one.
Confirm it for your own engine before acting on it. A dealer parts counter will answer the question free if you give them the VIN. How to tell which one you have, and when it is due.
What to know about this model line
Offered with a 2.4 liter four cylinder as the volume engine and a 3.6 liter V6 as the upgrade, depending on year and trim, with no turbocharged, diesel, or hybrid version sold in the US. Transmissions were all conventional automatics, with the 2012 to 2014 cars using a four speed behind the four cylinder and a six speed behind the V6, and the 2015 to 2017 redesign using a nine speed automatic across the board; front wheel drive is standard and all wheel drive was offered only on V6 versions of the later car.
- Two completely different cars carry this name inside this range. The 2012 to 2014 car is the older platform and the 2015 to 2017 car is a ground up redesign with a different transmission, so any service plan, parts lookup, or coverage question has to start from the model year rather than the nameplate.
- The all wheel drive versions of the later car add a power take off unit and a rear drive module with their own fluids, which a front wheel drive car does not have. Confirm which drivetrain a specific VIN has before assuming the maintenance list.
- The powertrain component list here is short by modern standards: no turbocharger, no hybrid system, no CVT. That makes the transmission fluid service and the engine oil interval the two items that carry most of the weight in an ownership plan.
- The 200 went out of production after the 2017 model year, so every example is now at least eight model years old. Age based items such as fluids, hoses, rubber, and the battery should be planned on a calendar, not only on the odometer.
These are planning notes about how this model line is built, not a claim about any individual vehicle. Two examples of the same year can be in completely different condition, and maintenance history tells you more than the badge does.
This one is on you now
Both factory terms have most likely run out on a vehicle this age, which means every repair from here is yours. That is not a reason to panic and it is not automatically a reason to buy anything. It is a reason to know the number.
The question worth answering is not whether coverage pays off on average. It is what a four thousand dollar repair estimate would mean for you specifically. If that goes on a credit card, a service contract is doing something real. If it comes out of savings without much pain, self insuring is a perfectly sound choice and nobody should push you off it.
One timing note, because it decides more than anything else here: every legitimate service contract excludes pre existing conditions and has a waiting period, usually around 30 days. Coverage is a plan while the vehicle is working, and it is unavailable once it is not.
See what coverage looks like for yours
Takes about 30 seconds and does not obligate you to anything.